Tuesday 9 July 2013
the saving and loan meeting was held at a Brugak ( gazebo ) in Aik Lengis Kuta
Village Lombok. The meeting led by Inaq Sukur , the group leader who is
responsible for the book keeping as well. From 26 members there are few members
who are literate and book keeping tasks are the most avoided task by members
because the book keeper is not only responsible on recording all transactions
but also responsible on handling money during saving and loan meeting. And
since the group established 15 months ago Inaq Sukur and Lilik have been in charge
of book keeping.
As usual the members bought shares and repay the loan. Inaq
Sukur assisted by Lilik recorded all the transactions. Once completed, she
calculated the money to match the money received in accordance with the amount
recorded on the book. She found there was difference of Rp 100,000 (USD 10).She
lost Rp 100,000 which is equivalent to daily wage for 2.5 days or 10 unit
shares for 10 months because members of Aik Lengis group usually buy 1 unit
share every month.
The panic started to happen. All members start looked for
that money and our field officer calculated if there was an error in recording
but there was no error at all , the transactions recorded correctly. What did
they have to do to solve this problem?
Not long after, one of member suggested that all members are
responsible for the loss of that money. So each member has to pay Rp 4,000 to
replace the missing money. The other suggested using money from the petty cash and
the shortage paid by each member (usually a member who didn’t attend group
meeting has to pay fine and it collected in the box to be used to buy stationery and emergency fund). Finally after deducting money from petty cash
each member only pay Rp 2,500 to settle the missing money.
Solidarity of group from Aik Lengis Kuta has been tested
through this case. Monthly meeting since 15 months ago not only a place for
saving and borrowing money which benefit them financially, but also a media for
sharing ,building sense of belonging and
solidarity.
The group from Aik Lengis Kuta Village |
We proud of the value shown by women from Aik Lengis, and
their commitment to support each other.
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